Knowledge Ridge

Author Profile

Senior Management Consultant – BFSI (Jul 2024 – Present)

Tier 1

Self-employed, India

Former Senior Vice President Branch Banking & National Lead Cross Sell Business at AU Small Finance Bank (Mar 2019 – Jun 2024); India

Contact: +91 9828580100

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Key Trends in Indian Retail Banking

Key Trends in Indian Retail Banking

This article talks about how digitalization, cross-selling, and evolving risk dynamics are reshaping India's retail banking sector, impacting growth, customer …

June 2, 2026

What Is Rewriting Banking Strategy in India

What Is Rewriting Banking Strategy in India

A decisive shift toward data-driven, risk-calibrated banking is reshaping Indian decision-making. While AI boosts efficiency, ROI gaps persist. Regulatory rigor …

March 10, 2026